Introduction
Gujarat government has propelled Atmanirbhar Gujarat Sahay Yojana to give Rs. 1 lakh advance at 2% loan cost plot. This is state Government assistance as Rs. 5000 crore bundle for individuals. It incorporates little representatives, talented specialists, autorickshaw proprietors, circuit testers and others whose monetary exercises have been upset because of the continuous COVID-19 lockdown. The state administration of Gujarat will pay another 6% enthusiasm to banks giving credit under the Atmanirbhar Gujarat Sahay Yojna (AGSY) directed at little businesspeople.
In the News
Objective of Atmanirbhar Gujarat Sahay Yojana
The main objective of Atmanirbhar Gujarat Sahay Yojana is to provide loans to all those businessmen whose businesses have been suffering due to coronavirus lockdown. The government is providing Rs 1 lakh loan at 2% interest. With this loan, the businessman of Gujarat can restart their business that has been stopped due to coronavirus lockdown.
Brief Of Atmanirbhar Gujarat Sahay Yojana
| Name | Atmanirbhar Gujarat Sahay Yojana |
| Launched by | Gujarat Government |
| Beneficiaries | Small and lower-middle-class workers |
| Objective | Providing monetary help and cheap loans to small businesses |
| Start Date Of Application | 16th May 2020 |
| Official Website | – |
Implementation Of The Scheme
Around 10 lakh recipients will be given the advance of Rs. 1 lakh each from banks at just 2% yearly enthusiasm to begin their lives once again under Atmanirbhar Gujarat Sahay Yojana. All the credits will be given based on application and no assurance will be required. Gujarat Government will pay the remaining 6% enthusiasm on credit to banks. The residency of such advances will be of 3 years and re-installment of head and premium will begin following a half year of approval of advance sum. State Government have taken this decision after having a conversation with the banks.
Important Dates
Application procedure related to the scheme will be undertaken on the following dates as mentioned below in the table:-
| Process | Dates |
| Application Starts on | 21st May 2021 |
| Application Ends on | 31st August 2021 |
Features of Atmanirbhar Gujarat Sahay Yojana
- The scheme is beneficial for the 10 lakh small-time businessmen in the state including grocery shop owners, vegetable vendors and autorickshaw drivers.
- Beneficiaries will get a collateral-free loan up to Rs. 1 Lakh
- Applicants have to pay interest of 2% per annum while the remaining 6% interest will be paid by the state government
- 6 months moratorium period will be given to the beneficiaries
- The loan will be provided by co-operative banks, district banks and credit co-operative societies
- Government has sanctioned Rs.5000 crore for the project
Who are Eligible? (Eligible Candidates)
The applicants belonging to below-mentioned categories can apply for Atmanirbhar Gujarat Sahay Yojana. The list is as follows:-
- Hairdressers
- Electricians
- Skilled workers
- Small business
- Auto-rickshaw drivers
- Other citizens with lesser wages
Eligibility Criteria
- The candidate must be a permanent resident of the Indian state of Gujarat
- Only the candidates that belong to below poverty line category can apply for this scheme
- Aadhar card
- Ration card
- Mobile number
- Passport size photograph
- Income certificate
- Domicile certificate
Atmanirbhar Gujarat Sahay List Of Banks
Atmanirbhar Gujarat Sahay List Of Banks
| NAME IF DCCBS | ADDRESS | TELEPHONE NO. | EMAIL ID |
| AHMEDABAD DIST. CO-OP BANK LTD. | The Ahmedabad Dist. Co.op Bank Ltd. , Nr. Gandhi Bridge, Opposite Income Tax Office, P.B.No. 4059, Ahmedabad – 380009. | 079-27543025 | [email protected] |
| AMRELI JILLA MADYASTHA SAH.BANK LTD. | The Amreli Dist. Co.op Bank Ltd. ‘Bhojalram Bhavan’, Rajmaham Road, Amreli- 365 601 | 02792-222601 | [email protected] |
| THE BANASKANTHA DISTRICT CENTRAL CO-OPERATIVE BANK LTD. | The Banaskantha Dist. Co.op Bank Ltd., Head Office “Banas Bhavan”, Deesa Highway, Palanpur, Dist. Banaskantha – 385001. | 02742 – 252133 | [email protected] |
| BARODA CENTRAL CO-OP BANK LTD. | The Baroda Central Co.op Bank Ltd., Sayajigunj, Station Road, Vadodara-390 005 | 0265-2225372 | [email protected] |
| BHAVNAGAR DIST. CENT. CO-OP BANK LTD | The Bhavnagar Dist. Co.op Bank Ltd., 13, Ganga Jalia Talav, ’Sahkar Bhavan’, Bhavnagar-364 001 | 0278-2522357 | [email protected] |
| BHARUCH DIST. CO-OP BANK LTD. | The Bharuch Dist. Co.op Bank Ltd., Station Road, B/h Hotel Corona, AT&PO., Bharuch- 392 001 | 02642-252585 | [email protected] |
| JAMNAGAR DIST. CO-OP BANK LTD. | The Jamnagar Dist. Co.op Bank Ltd., ‘Sahkar Bhavan’, Ranjit Road, Jamnagar-361 001. | 0288-2573701 | [email protected] |
| JUNAGADH JILLA SAH.BANK LTD. | The Junagadh Dist. Co.op Bank Ltd., ‘Shri Lilabhai Sidibhai Khunti Sahkar Bhavan’, Opp.Bus Station, Junagadh-362001 | 0285-2630091 | [email protected] |
| KAIRA DIST. CENT. CO-OP BANK LTD. | The Kaira Dist. Co.op Bank Ltd., ‘K.D.C.C.Bank Bhavan’, Sardar Patel Road, Ghodiya Bazar, Nadiad-387001 | 0268-2561831 | [email protected] |
| KODINAR TALUKA COOP. BANKING UNION LTD. | The Kodinar Taluka Banking Union Ltd., Banking Union Road, P.B.No. – 1, Ta. Kodinar, Dist Gir Somnath – 362720. | 02795-221404 | [email protected] |
| KUTCH DIST. CENT. CO-OP BANK LTD. | The Kachchh Dist. Co.op Bank Ltd., Vijaynagar Char Rasta, Hospital Road, Bhuj, Kachchh – 370 001 | 02832-251142 | [email protected] |
| MEHSANA DIST. CENT. CO-OP BANK LTD. | The Mehsana Dist. Co.op Bank Ltd., Rajmahel Road, Mehsana (North Gujarat ) – 384001 | 02762 – 222278 | [email protected] |
| PANCHMAHAL DIST. CO-OP BANK LTD. | The Panchmahal Dist. Co.op Bank Ltd., Head Office: Prabha Road, Godhra – 389001 | 0272-250853 | [email protected] |
| RAJKOT DIST. CO-OP BANK LTD. | The Rajkot Dist. Co.op Bank Ltd., “Jilla Bank Bhavan ” Kasturba Road, Rajkot – 360001 | 0281-2232368 | [email protected] |
| Sabarkantha DIST. CENT. CO-OP BANK LTD. | The Sabarkantha Dist. Co.op Bank Ltd., “Sahakar Vikas Bhavan”, Station Road, Himatnagar – 383001 | 02772-240498 | [email protected] |
| SURAT DIST. CO-OP BANK LTD. | The Surat Dist. Co.op Bank Ltd., “Shree Pramodbhai Desai Sahakar Sadan”, J. P. Road, Nr. RTO, Surat – 395001. | 0261-2466006 | [email protected] |
| SURENDRANAGAR DIST. CO-OP BANK LTD. | The Surendranagar Dist. Co.op Bank Ltd., Sahakar Bhavan, Gandhi Marg, Surendranagar – 363001 | 02752-232495 | [email protected] |
| VALSAD DIST. CENT. CO-OP BANK LTD. | The Valsad Dist. Co.op Bank Ltd., Sahakar Sadan, Kacheri Road, Valsad – 396001 | 02632-254213 | [email protected] |
Application Form
How to Apply Online
Application procedure to apply for the scheme is mentioned below in a simple step-by-step guide:-
- First of all click on the Gujarat Sahay Yojana Application Form PDF link given here
- The application form PDF file will be downloaded at your device
- You have to fill out the application form with your personal details
- You have to also fill out your bank details and contact details
- Attached all of the required documents mentioned in the application form.
- The application forms are also available at more than 9000 places including about 1000 District Co-operative bank branches, 1400 urban co-operative bank branches and more than 7000 credit societies.
- The duly filled application form will be submitted at any of the branches of the District Co-operative banks, urban co-operative banks and credit societies in Gujarat
Important Details Atmanirbhar Gujarat Sahay Yojana
- Loan amount: Under Atmanirbhar Gujarat Sahay Yojana loan of Rs 1 lakh will be given to the businessman to restart their business that has been affected due to coronavirus lockdown.
- Tenure of the loan: Under Atmanirbhar Gujarat Sahay Yojana the tenure for loan is 3 years. That means the loan has to be repaid within a period of three years.
- Interest rate: Under Atmanirbhar Gujarat Sahay Yojana a loan of Rs 1 lakh will be given to beneficiaries at an interest of 2% per annum.